|Authored by: TemporalBeing on Monday, July 09 2012 @ 04:23 PM EDT|
And if that estate cannot pay the bill? Guess who ends up paying for
those uninsured - you and me through taxes and increased insurance
That's been handled already for a long time. It's part of
how insurance is structured, and it doesn't require everyone to have insurance
What about if you are injured in a car accident, end up
in a coma for extended period of time? Guess what - you still get treatment (to
the tune of multiple 100's of thousands of dollars) BEFORE you can be verified
and charged. Guess who pays?
That's a matter for accountants to
figure out - essentially accrued service with delayed payment.
And guess what?
They'd likely be charging interest. You still would get the bill.
It may cause
a cash-flow problem, but it can still be mitigated, and indeed it does get
mitigated for those that get hit with major expenses - regardless of whether
they have insurance or not. (Yes, after a point insurance companies refuse to
pay out anything; so you may get a life-time limit of $100k, you hit
that and you won't get anything more paid out by them; you get a bill for
$200k and you're still stuck with $100k.)
So you're question is already
being answered by the present system. It's nothing new.
Fix the prices and that
will get fixed too.
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