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The information on Groklaw is not intended to constitute legal advice. While Mark is a lawyer and he has asked other lawyers and law students to contribute articles, all of these articles are offered to help educate, not to provide specific legal advice. They are not your lawyers.

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All of this highlights something not addressed | 355 comments | Create New Account
Comments belong to whoever posts them. Please notify us of inappropriate comments.
I was once one of those 'young people without insurance who needed health care'
Authored by: dacii on Saturday, June 30 2012 @ 08:58 PM EDT
I kind of had a similar situation. My appendix ruptured. I spent some time in
the hospital recovering. I differed in experience because I had good insurance.
But my wife hid the insurance paperwork from me. From what she would share
with me it was over 150K in expenses for the hospitals and doctors. The
insurance covered it all. From that day forward, I haven't doubted the need for
insurance. I count myself as lucky, I had gotten the insurance for my wife and
kids. I had no clue I would ever need it. I was young and invincible. Heh,
silly me.

[ Reply to This | Parent | # ]

I was once one of those 'young people without insurance who needed health care'
Authored by: Samari711 on Sunday, July 01 2012 @ 02:12 AM EDT
on the other hand, are the beancounters being stingy or are
the Doctors/hospitals/providers asking for the moon and all
the stars as payment for every little thing? They're all
imaginary numbers really. Each side games the other and we,
the consumers of the healthcare, have no idea in reality what
any of it actually costs. The prices have nothing to do with
either the value of the service or resources required to
provide it.

---
IANAL
IAASEWTHKS (I Am A Systems Engineer Who Thinks He Knows Something)

[ Reply to This | Parent | # ]

All of this highlights something not addressed
Authored by: Anonymous on Monday, July 02 2012 @ 07:14 AM EDT
In those countries where significant if not all medical care is funded by a
direct tax element, and is available to all, you don't have those worries. The
understanding is one of perspective. What is happening there is that the
government is in effect the insurer and the 'tax element' is the premium.
Because it is so administered the profit element is removed and the 'premium' is
a lot lower than an insurance industry premium.

[ Reply to This | Parent | # ]

I was once one of those 'young people without insurance who needed health care'
Authored by: TemporalBeing on Tuesday, July 03 2012 @ 04:32 PM EDT
Here's the difference though - what was actually paid by the insurance company
is not necessarily enough to cover their bills (e.g. cost of personnel,
medication, running tests, etc.), but it's supposedly what they
"agreed" to with the insurance company (likely they agreed to it as
much as you did your ISP on the Monthly Data Cap, e.g. it's very likely highly
one sided). The "charged" amount (e.g. the $1250) is not what they
needed to charge in order to get the $124 they actually got - i.e. it's padded.

Now, if you went up to them and said that you'll pay it in cash, they probably
would have charged you $130-$150 and been done.

[ Reply to This | Parent | # ]

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